personal loans

Between 2016 and 2019, the NPA ratio remained high. It began to decline later and continued to do so even during the pandemic. Just four years ago, Indian banks’ non-performing assets (NPA) ratio was the worst among most emerging…

Under current banking and credit conditions, many small businesses are likely being bombarded with pitches for online loans and cash advances. Some of these offers, however, could lead the business down — or further down — the rabbit hole…

Everything that makes up your personhood — your values, experiences and culture — directly impacts your spending habits ... and more than you might think.  "Financial psychology is about the humanness of money: how people think, feel,…

Inquiry volumes for home loans for the three months ended December 2022 were 1% lower than the year-earlier period, while the same for personal loans and credit cards shot up by 50% and 77%, respectively, it added. | Photo Credit:…

At first glance, a “buy now, pay later” plan’s promise of no interest or upfront fees can seem more appealing than a credit card’s terms. Dividing a transaction into, say, a pay-in-four installment plan sounds…

Michael Bryand, 35, first got Covid in September 2020. "I never really got better," he said in a sit-down interview with CNBC."I had symptoms that stayed with me and that are still with me."Bryand, who was working at Wells Fargo in San…

For Ryan Decker, surviving the holiday shopping season is all about planning ahead. In fact, if he sees a gift for one of his two young sons in March, he’ll go ahead and buy it, instead of rushing through his shopping list…

There’s a magical feeling in the air this time of year, but that magic costs money. Every year, the pressure looms large to spend more to create perfect holidays.This high-cost season can leave you with debt that sticks…

Spouses share a lot, but no matter your relationship status, your credit score belongs to you and you alone. Even if you’re 100% supported financially by your spouse or partner, establishing and building your own credit…

By CORA LEWIS - Associated Press NEW YORK (AP) — President Joe Biden’s plan to provide up to $20,000 in federal student loan forgiveness has been blocked by two federal courts, leaving millions of…