credit card debt

Oleksandra Yagello | Moment | Getty ImagesIn many respects, conditions are good for U.S. small businesses.Inflation, from the cost of goods to wage growth in the labor market, are coming down. And the economy is growing like gangbusters,…

Under current banking and credit conditions, many small businesses are likely being bombarded with pitches for online loans and cash advances. Some of these offers, however, could lead the business down — or further down — the rabbit hole…

For Ryan Decker, surviving the holiday shopping season is all about planning ahead. In fact, if he sees a gift for one of his two young sons in March, he’ll go ahead and buy it, instead of rushing through his shopping list…

There’s a magical feeling in the air this time of year, but that magic costs money. Every year, the pressure looms large to spend more to create perfect holidays.This high-cost season can leave you with debt that sticks…

By MELISSA LAMBARENA of NerdWallet As prices on goods and services soar, every bit of value squeezed from credit cards helps.Perhaps paying an annual fee became less appetizing. Maybe you scaled back…

By ADRIANA MORGA - Associated Press NEW YORK (AP) — Credit scoresare complicated and because rating agencies consider many factors, the process of improving them can look different for everyone.When…

Does the thought of dealing with your debt make you want to go back to bed? More than 1 in 5 Americans (22%) are likely to put off creating a debt payoff plan, according to a June 2022 survey from NerdWallet conducted…

Relying on a credit limit in a shaky economy is the equivalent of expecting a weak bridge to weather a storm and carry you to survival.It’s not uncommon for credit card issuers to minimize their risk by lowering credit…

Soaring real estate values mean many homeowners are awash in equity — the difference between what they owe and what their homes are worth. The average-priced home is up 42% since the start of the pandemic, and the average…

Those of us who write and talk about money for a living tend to have our financial acts together. But that wasn’t always the case. I invited some personal finance experts to share what they wish they could have told their…