annuities

If you’ve spent time developing an investment strategy, you might be familiar with the concept of annuities. While you never want every investment in your portfolio to be the same, annuities are an essential part of creating durable…

Over the weekend my siblings and I had our monthly phone call. Usually, it's pretty lighthearted. We check-in on each other, reminisce about our childhood, and make plans to see each other in person — it's been forever thanks to this…

In the past, buying an annuity was a lot of work. Due - Due The first step toward determining whether an annuity is right for your retirement…

In the face of the current adverse economic conditions, many would-be retirees are worried about their financial capacity. Inflation remains elevated, matched with skyrocketing interest rates on borrowing. Financial…

If you are about to retire and concerned that your retirement savings won’t be sufficient to draw a sustainable income, you might be weighing up whether a guaranteed life annuity or a living annuity will be best. Here are some of the main…

You may be attracted to the idea of receiving a lifelong income after retirement. Unfortunately, pensions are disappearing. Only 31 percent of Americans currently retire with defined benefit pension plans. While 84% of people…

The future looks bright for the next generation of retirees – we’re living longer, with the number of South African centenarians increasing every year. It is expected that Africa’s population of older adults will more than triple, from 46…

An annuity is a contract between an individual and an insurance company in which the individual pays a lump sum or series of payments to the insurance company in return for periodic payments for life or a specified period. How…

When it comes to investing, what images first pop up. Is it the chaotic New York Stock Exchange trading floor? Maybe it’s the stock symbols you anxiously keep an eye on? Or, perhaps, it’s your annual mutual fund report that…

Annuities are a great way to invest, protect yourself from outliving your savings during retirement, and even protect a spouse or dependent from the financial consequences of your death. But, as with all financial instruments,…