When it comes to the word “Digital”, then skepticism circulates around the entire debate. It is understandable as it takes time for the human race to adopt novel technologies. Likewise, the adoption of digital biometric verification faces a similar dilemma. However, it is not the case if you look at the facts regarding facial biometrics technology. This article will ponder on these very questions to remove any qualms you may have about the face recognition tool under a comprehensive umbrella of biometric verification.
Nowadays, the CoronaVirus pandemic has restricted human movement. Therefore, all the business activities are taking place digitally. Thus, when it comes to organizations looking to onboard customers digitally, they are faced with a perplexing task to efficiently undertake this process. Therefore, this need is readily addressed by AI-based biometric technology. In this article, we will limit the extent of online biometric verification to face recognition only.
What Do You Mean By Biometric Verification?
A Biometric verification system is an AI-powered technology that identifies and verifies the face biometrics of the users. Here, the biometric data i.e, face, fingerprint, etc. It compares the face of the person on the screen with the image on their government-issued ID document. Therefore, the chances of any criminal advances aimed at defrauding the organization are killed at the start. These criminal attempts include, but are not limited to, replay attacks, deep fakes, 3D face masks, etc.
History of Biometric Authentication
Previously, facial biometric verification was the only talk of science fiction novels and movies. With the passage of time, it has not only become an essential ID verification tool but also a world phenomenon. Well, this did not happen overnight. The revolution of face recognition technology started about 60 years ago when a research team created a tablet able to read the vertical and horizontal coordinates on a facial area. Understandably, it was not an automated process but the metrics data could be stored on a database. After that, it only followed an upward trend. Now, facial information can be verified in real-time and with an accuracy rate of up to 98%.
Advantages of Biometric Verification
Biometric Verification has many advantages, and it can be availed by every business that wants to provide secure services to its customer while giving them convenience and comfort.
Non-Transferable
Unlike passwords and documents, biometrics can’t be stolen or guessed. There were cases where the users lose their online accounts or two users have the same password. The reason is criminals hack them or access the passwords through phishing or social engineering tactics. In the last three months of 2020, there were 637,302 unique phishing attacks, as reported by Statista. Biometrics are unique means that only one person can have a specific biometric pattern. While identifying individuals through biometric identification, distinctness gives ease.
Spoof-Proof
Documents can be copied but not biometrics, it is very difficult to replicate a person’s face or fingerprint features. Thus making it near spoof-proof.
Liveness Detection
Only biometric verification ratifies the liveness presence of the person. When the live selfie is clicked or the finger is placed on the scanner, liveness is verified.
Higher Security
Biometric verification gives higher security than other methods of authentication. It can also be employed as an added security layer to passwords or KBA. Like a user has to give his password first and then verified by biometrics.
Fast Onboarding
In online identity verification, a person has to give his information first and then verify it by uploading documents. In biometric authentication, a person is verified and onboard in seconds. A biometric scanner takes seconds to verify a person. It does not have any extra steps making it quick and robust.
Better User Experience
It gives a better user experience as he just has to upload a selfie and all the verification is performed by software in the back-end. Also, once the verification is done it is for a lifetime. While in passwords users have to update them in any security breach.
Summing It Up
The above discussion can be concluded as the business using passwords or documents for varying their customer should opt for a biometric security system. It complies with the modern-day customer and market demands. Now there is no room for data breaches or identity frauds, customers swiftly shift to another business if it looks that their data is not protected here. Through this, a business can lose its reputation and revenue. Biometric verification can help businesses having higher customer satisfaction and account security.
