Will bearish market conditions prove roadblock in AU SFB’s solid journey?
Kemal Pasha
The lending base of SFBs and private banks differs significantly. The Reserve Bank of India (RBI) has limited the amount of money that SFBs can lend; private banks have no such restrictions.
Synopsis
AU Small Finance Bank, Ujjivan Small Finance Bank, Equitas Small Finance Bank and Suryoday Small Finance Bank are the four small finance banks (SFBs) that are listed on the stock exchanges in India. Some players are experiencing internal governance challenges, and some have been severely impacted by the pandemic. AU Small Finance Bank is one of the companies that is standing out among its peers.
After the pandemic, nationwide lockdowns hampered profitability across sectors. AU Small Finance Bank was also hit but it was able to quickly rebound from the setbacks. Its asset quality has recovered and net interest margins (NIMs) are improving. The forthcoming monsoon lending season should help the bank to stay on the fast-track growth mode and maintain valuation even in bearish market conditions.AU Small Finance Bank, Ujjivan Small Finance
BY
Gaurav Jain & Parimal Ade
ET CONTRIBUTORS
10 mins read, Last Updated:
Gift A Story
Share member-only stories with your friends or family and help them read it for free.
Gifting Limit Reached!
Hey , no more stories left for you to gift.
No worries! You will get a limit of 15 stories next month to share with your friends and family.
Gift This Story
Stories Left!
You can gift upto 15 stories in a month.
FONT SIZE
AbcSmall
AbcMedium
AbcLarge
SAVE
PRINT
COMMENT
Already an ET Prime Member? Sign In now
Continue reading with one of these options:
Limited Access
Free
Login to get access to some exclusive stories & personalised newsletters
Login Now
Unlimited Access
Starting @ Rs120/month
Get access to exclusive stories, expert opinions & in-depth stock reports
Subscribe Now
To read full story, subscribe to ET Prime
Get Unlimited Access to The Economic Times
₹34 per week
Billed annually at ₹2499 ₹1749
Already a Member? Sign In now
Sign in to read the full article
You’ve got this Prime Story as a Free Gift
Rs 49 for 1st month
Then Rs. 1,749 per year
SUBSCRIBE NOW
Valid only with UPI, Credit & Debit Cards Autopay
Choose Payment Mode & Plan
–
–
–
Subscribe Now
(Credit card mandatory)
You can cancel your subscription anytime
–
–
–
Subscribe Now
(Pay Using Netbanking/UPI/Debit Card)
Netbanking, Credit & Debit Card
Subscribe with Google
₹399/month
Monthly
PLAN
Billed Amount ₹399
₹399
₹208/month
(Save 49%)
Yearly
PLAN
Billed Amount ₹2,499
15
Days Trial +Includes DocuBay and TimesPrime Membership.
₹399
₹150/month
(Save 63%)
2-Year
PLAN
Billed Amount ₹3,599
15
Days Trial +Includes DocuBay and TimesPrime Membership.
Get ET Prime for just ₹2499 ₹1749/yr
Already a Member? Sign In now
BIG MONSOON OFFER
Flat 30% Off
ON ET PRIME MEMBERSHIP
CLAIM OFFER
Why ?
Exclusive Economic Times Stories, Editorials & Expert opinion across 20+ sectors
Stock analysis. Market Research. Industry Trends on 4000+ Stocks
Clean experience with Minimal Ads
Comment & Engage with ET Prime community
Exclusive invites to Virtual Events with Industry Leaders
A trusted team of Journalists & Analysts who can best filter signal from noise
Stay connected with us on social media platform for instant update click here to join our Twitter, & Facebook
Denial of responsibility! NewsAzi is an automatic aggregator around the global media. All the content are available free on Internet. We have just arranged it in one platform for educational purpose only. In each content, the hyperlink to the primary source is specified. All trademarks belong to their rightful owners, all materials to their authors. If you are the owner of the content and do not want us to publish your materials on our website, please contact us by email – admin@newsazi.com. The content will be deleted within 24 hours.