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ICICI Bank shares tips to stay financially safe and secure during the pandemic – Times of India

Covid-19 pandemic has hit us all very hard. It has become important more than ever to take necessary precautions in order to ensure the safety of our families. While taking care of physical health, one also needs to be financially sound. ICICI Bank has shared a checklist that can help one stay safe and secure during the pandemic.
The list includes tips like keeping insurance policy details handy, having adequate health insurance and more. Here’s the complete list

  • Avoid using cash as much as possible, as it carries the risk of contamination. For all your banking needs, use internet banking. Please avoid stepping out of home as much as possible for your safety.
  • Check if you have adequate health insurance cover for you and your family. Avail a top-up if required
  • Keep your insurance policy details and your insurance helpline numbers readily available and share them with your family members.
  • Ensure updated nominee details on all your holdings. Ensure your spouse/ nominees are informed about all your investments
  • Keep emergency funds that are sufficient for 6 months. In case you need emergency funds, you can avail solutions like overdraft against FDs or your salary account, loan against shares and mutual funds, personal loan etc.
  • Avail an add-on debit card for your family members to be used in times of emergency.
  • Link all your accounts so that you can use funds across accounts easily if possible
  • Be alert of fraudsters who are looking to take advantage of the pandemic situation. Don’t share your personal/banking information on calls/ emails/unknown links/Google Docs, even if they claim to be from your Bank/RBI Income Tax Department/Vaccination Centre.

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